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Sureterm tips on how to get cheaper RV insurance
• Being or becoming a member of a RV club will often get you a 15% discount through Sureterm Direct.
• Opt for a voluntary excess or increase the excess above the required minimum.
• Fitting an Immobiliser, Alarm or Tracker will benefit from even further discounts.
• Insure your RV through Sureterm Direct Insurance!
Immediate RV cover available
Monthly Premiums
Debit / credit cards accepted
Direct Debit available
- £5,000 personal effects cover
- £2,000 cover for awnings and gas bottles
- Limited Mileage Discounts if you can limit your annual policy to 3,000, 5,000, 10,000 or 15,000 miles
- Drivers 25 - 74
- Mirror No Claims Bonus
- 15% discount if RV owned more than 12 months
- Further 15% discount for RV or motorhome club members
- Modified RV? No problem
- Breakdown cover available for ANY RV no matter what size or weight
- Outstanding rates for Great Britain and Northern Ireland residents
Agreed value: If you have added lots of accessories or worked hard on major modifications to your RV, you may wish to have the insured value of your vehicle reflect it's true worth. Sureterm Direct Insurance can include an Agreed Value upon request at no additional cost on most RV's.
Approved repairer: A repairer we have approved and authorised to repair your RV following a claim.
Betterment: Where the results of repairs or replacement due to the loss of your RV results in the insured receiving something better than he had before the loss. The difference is known as "betterment." In most instances, this difference is discussed before the repairs or replacement is made and the insured has agreed to an appropriate figure as to his contribution for this "betterment." This is also referred to as "new for old."
Compulsory Excess: If you make an insurance claim, this is the amount you agree to pay yourself to repair your RV.
European Use / Green Card: This is included AT NO EXTRA CHARGE at Sureterm
Insurance is the transfer of risk by an individual, such as yourself, for your RV, or an organisation, such as your business, to the insurance company. You or your organisation will thus be known as the policy holder for the RV. The insurance company receives payment in the form of a premium and will compensate you in the event of losses or damages sustained by you or your RV.
Legal Expenses Insurance: Legal Expenses Insurance is there to meet legal and recovery costs for your “uninsured losses” resulting from an accident. For example, you may need to sue the Third Party for recovery of your out of pocket excess after an accident involving your motorhome. You may also have had to hire a motorhome or may need to obtain compensation for an injury arising from an accident, which was not your fault. Such things are not always covered under your motorhome insurance policy itself. A legal expenses policy to meet those legal costs is a must - you get £100,000 with Sureterm included.
Limited mileage: If you do not drive excessive miles in your RV, Sureterm Direct Insurance allows you to have a cheaper premium based upon an agreed maximum annual mileage.
No-Claims Bonus: You get a discount on your insurance premium if you drive your RV without making a claim on its insurance. It is sometimes possible to pay extra to protect your bonus in the event of a claim.
Personal effects Cover: A massive £2 Million with Sureterm for you. Liability coverage pays when you are legally obligated for damages that occurred as the result of something that happened in your or by your RV (someone slipped and fell on your entryway rug, for instance, or someone split there head open on an open window whilst walking past). This coverage would pay the claims as well as a lawyer to defend you in the event of a lawsuit.
Salvage retention: Your RV may be declared a write-off. Sureterm Direct Insurance allows as standard a buy back option to buy back the wreckage in the event of a major accident. In some cases however, the RV is so badly damaged that the insurance company is required by law to have the vehicle destroyed.
Voluntary excess: You can sometimes get a cheaper insurance premium on your RV by arranging to pay an agreed sum in the event of a claim
Windscreen Cover: Windscreens are covered under Comprehensive policies through Sureterm Direct Insurance and are subject to different excesses than the main policy. A damaged windscreen on your RV (i.e. scratched) may not have any excess if repaired by the approved Insurers Windscreen Company. Windscreen claims never affect the no claims bonus with Sureterm.
• Comprehensive RV Insurance
This is the highest level of RV insurance available. It will cover Thirty Party, Fire and Theft but will also cover damage or loss of your own RV up to the insured value of the vehicle. Comprehensive RV insurance will also cover you against death or injury to yourself and your spouse (if they are travelling with you). With Sureterm RV insurance, our cover includes Glass Cover, another RV in the event of an accident, an approved repairer network, salvage retention option and agreed value even upon request.
• Third Party Fire and Theft RV Insurance
In addition to the cover offered at Third Party level you also have RV insurance incase your RV is stolen or damaged by a fire.
• Third Party Insurance
The law requires that you have this minimum level of insurance. If you are even partly to blame for an accident then your insurance company will pay for the other person’s RV, car or property and also for any injury to them. This level of RV insurance is very cheap but will not cover any damage to your own vehicle.
Call now on 0800 999 2030 for a FREE RV insurance quote and learn about the savings and the increased RV insurance policy benefits we offer.
SURETERM DIRECT...1st FOR RV INSURANCE